At Sesdac Credit Union, your financial wellbeing is our only purpose. From savings that grow to loans that empower — we're with you at every step.
We're a cooperative — owned by our members, run for our members. That means every decision we make puts your financial health first.
Your money is federally insured and held in secure, regulated accounts with competitive interest rates that outpace most commercial banks.
As a non-profit cooperative, we return value to members through rates 1.3–2.1% lower than the regional commercial bank average.
Manage your accounts, transfer funds, apply for loans, and track your financial progress — all from our digital banking platform.
Access to certified financial counselors who help you plan, budget, invest, and build generational wealth — no commission bias.
You're not a customer — you're a co-owner. Every member has a voice, a vote, and direct influence over how the credit union operates.
Our surplus returns to your community — funding local scholarships, small business grants, and financial literacy programs.
From everyday savings to strategic investments, our full suite of services is designed to meet you exactly where you are.
Founded in 2009 by a group of 47 dedicated community members who believed in a better way to bank.
Sesdac Credit Union was born from a simple conviction: financial services should serve the people who use them, not shareholders in distant boardrooms. Since 2009, we have grown from a small cooperative to a community institution serving thousands of members across the region.
We operate on the principles of cooperation, transparency, and shared prosperity. Our members elect the board, share in the surplus, and hold us accountable — every year, every decision.
Real experiences from real members — the heart of everything we do.
"Sesdac approved my business loan within 72 hours when two commercial banks turned me down. Three years later, my bakery employs eleven people. I owe a great deal to this credit union."
"The financial literacy workshop completely changed how my family handles money. We paid off $18,400 in debt in fourteen months using strategies we learned through Sesdac's free advisory sessions."
"I've been a member since the very first year. Watching Sesdac grow while always staying true to its values has been remarkable. My fixed deposit has been quietly growing for seven years — no surprises, just consistent results."
Building a financial safety net doesn't require a large income — it requires consistency. Here are five proven approaches our advisors recommend.
Read ArticleIn response to member demand, we are launching a dedicated SME Growth Fund to support registered small businesses with accessible, low-interest financing.
Read ArticleSesdac's annual Education Scholarship Program awarded twelve outstanding students from member families, totalling $36,000 in educational support.
Read Article